What happens if I cancel my StepUp account?

You can cancel at anytime and we'll stop collecting payments.

We'll report to the credit agencies that you ended the loan agreement early. This will have a neutral impact on your credit score. To get the most out of StepUp, you need to make payments over 12 months. Credit agencies look for the ability to make payments over the length of a credit agreement. Sustained payments is key factor that goes into your credit score.