What do you need to verify my identity?

We do an automatic check with credit reference agencies to verify your identity. If we need more information, we'll notify you and ask for the following:

  1. A picture of one proof of identity document. It must have at least 3 months of validity left on it.

  2. A picture of one proof of address document. It must be no more than three months old.

  3. A selfie of you holding the proof of identity document.

Please send these pictures to us using the in-app chat message service.

We accept the following documents:

Proof of identity

  • UK or foreign passport

  • UK or EU/EEA drivers licence

  • EU/EEA government-issued national identity card

Proof of address

  • UK bank or credit union statement (if you are with Monzo, Starling or other challenger digital bank we may ask you for a different proof of address)

  • UK credit card statement

  • UK utility bill (gas, water, electricity, landline)

  • Council tax bill

  • UK or EU/EEA drivers licence

  • UK/EU/EEA mortgage statement

  • HMRC tax notification (dated within last 12 months)

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