RepaymentsFAQs Featured Need advice on debt? Why was I sent a Default Notice? What's the deal with the repayment plan? Do you report payments to credit reference agencies? I'm having trouble making a repayment. What if I miss a repayment? Can I make an extra / early repayment? When do I make a repayment? How do I setup repayments? How do I repay early top-ups? How do I repay the top-ups?